Explore the rules that apply in India
Our legal position is simple: the terms on this page apply to your account, and any feature that touches your region depends on local law. If the law changes, the change affects only the places and functions that law allows. When you see UPI, Paytm, PhonePe
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or Google Pay in the wallet, those payment names sit under the same policy frame, because identity checks, record keeping and dispute handling belong to the account, not to a single rail. We keep policy language in plain English so you can check what applies before
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you move forward. If a clause is unclear, use the contact routes below and ask us to point you to the exact section. We will reply through the channel you used and keep the request tied to your file.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.